Roseman: Check the refund policy before buying....

Before buying anything at this time of year, you need to ask a simple question. What is your refund policy?

Don’t assume you can get your money back on something bought as a gift.

Some stores give exchanges or credits only. Some stores give refunds, but deduct a restocking fee of 10 to 20 per cent.

Retail chains have different refund policies for different items. So, it’s worth checking what they say at their websites.

Source: Moneyville.ca
By Ellen Roseman | Fri Nov 19 2010

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